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Korean T-money Card Phrases: Buy, Top Up, and Check Your Balance

Level
A2
Type
phrase
Theme
Travel
작성자
Y
Yanghwa
작성시각
A subway gate beeps red instead of green, and the line behind you doesn't wait for a translation app to load. A T-money card gets rid of most of that hassle once you know a few phrases for buying and loading one.

Buying the Card

Korean
Pronunciation
Meaning
티머니 카드 주세요
ti-meo-ni ka-deu ju-se-yo
A T-money card, please
얼마예요?
eol-ma-ye-yo
How much is it?
티머니 카드 주세요 gets you a card at convenience stores, subway station vending machines, and the counter at the airport. The card itself has a small upfront cost, usually a few thousand won, separate from whatever balance you load onto it afterward, so 얼마예요? is worth asking first.

Loading Money

Korean
Pronunciation
Meaning
충전하고 싶어요
chung-jeon-ha-go si-peo-yo
I'd like to top up
현금만 되나요?
hyeon-geum-man doe-na-yo
Is it cash only?
충전하고 싶어요 gets a top-up started at a convenience store counter or a station kiosk. T-money top-ups often only accept cash rather than a credit card, even when the machine looks like it should take cards, so 현금만 되나요? is worth checking before you hand anything over. Carrying some cash specifically for this saves a trip back out to find an ATM.

Checking Your Balance

Korean
Pronunciation
Meaning
잔액 확인하고 싶어요
ja-naek hwa-gin-ha-go si-peo-yo
I'd like to check my balance
얼마 남았어요?
eol-ma na-ma-sseo-yo
How much is left?
Most subway station kiosks have a balance-check function built into the same screen used for topping up, so 잔액 확인하고 싶어요 covers it there. 얼마 남았어요? is the shorter, more conversational version if you're asking a station worker directly instead of using a machine.

Using It Beyond Transit

Korean
Pronunciation
Meaning
티머니로 계산할게요
ti-meo-ni-ro gye-san-hal-kke-yo
I'll pay with T-money
여기서 써요?
yeo-gi-seo sseo-yo
Can I use it here?
Convenience stores often accept T-money as a small-payment method too, not just buses and subways, so 티머니로 계산할게요 isn't limited to transit. Coverage varies more than transit use does, though, so 여기서 써요? is worth checking first at any shop where acceptance isn't obviously marked.

If Something Goes Wrong

Korean
Pronunciation
Meaning
카드가 안 돼요
ka-deu-ga an dwae-yo
The card isn't working
환불하고 싶어요
hwan-bul-ha-go si-peo-yo
I'd like a refund
카드가 안 돼요 covers the moment a gate won't open even though the balance should be enough, worth reporting to station staff rather than just trying again a few times. At the end of a trip, T-money balances can usually be refunded, minus a small handling fee, at a station counter or certain convenience stores, so 환불하고 싶어요 is the last phrase you'll need.
That's the whole cycle, from buying the card to getting your money back before you head home.